Privacy Policy

Last Updated: April 11, 2026

At FinanceSmartUSA ("we", "our", or "us"), we value your privacy and are committed to protecting your personal information. This policy explains our data practices when you visit our website.

1. Data We Do NOT Collect (Calculator Usage)

We do not store your personal financial data. All calculations performed on our on-site tools (such as Loan, Mortgage, or Tax calculators) are processed locally within your web browser. Your sensitive inputs—like income, debt amounts, or credit scores—are never transmitted to our servers or saved in any database.

2. Information We DO Collect

We only collect Personally Identifiable Information (PII) when you voluntarily provide it to us. This occurs when you:

3. How We Use & Share Your Information

We use your information strictly to fulfill the services you request:

We do not sell, rent, or trade your personal information to unverified third parties for bulk marketing purposes.

4. Cookies & Tracking

We use standard tracking technologies to improve our website:

5. CCPA Compliance (For California Residents)

Under the California Consumer Privacy Act (CCPA), California residents have the right to request access to the specific pieces of personal information we have collected about them, and the right to request the deletion of their personal data. To exercise these rights, please contact us using the information below.

6. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact our compliance team at: support@financesmartusa.com.